Welcome to Breakfree
Welcome to Breakfree Financial Management and Breakfree Accounting & Taxation, where professional advice is provided in a friendly and relaxed manner. With decades of experience, we pride ourselves on delivering expert guidance tailored to our client’s unique needs.
Stuart Cole (BBus, CA, CFP®, JP) has been delivering dependable financial and accounting services since 1988 holding dual qualifications as a Chartered Accountant and Certified Financial Advisor. Our Office Manager, Julie Cole (JP) ensures smooth daily operations of the office and is your first point of contact. Together, we are dedicated to making complex financial matters approachable and understandable. With our team of committed professionals, we focus on building genuine, trusted relationships to help you achieve your financial goals.
Let us help you navigate life’s financial decisions with the care and expertise you deserve.
Breakfree Accounting & Taxation
Breakfree Accounting & Taxation has been operating successfully since 2008 and is led by Stuart Cole, a Chartered Accountant since 1991. With years of experience assisting small and medium-sized businesses, we offer comprehensive accounting and taxation services designed to help your business thrive.
Our accounting team includes Debbie Ronan (BBus, CA, JP), a Chartered Accountant who shares our commitment in delivering excellence. Together, we provide business planning and strategic advice to support your long-term success. With our expertise and a personalised approach, we make navigating both personal and business taxation easier.
At Breakfree Accounting & Taxation, we believe the Chartered Accountant designation represents the pinnacle of professionalism in accounting, and we bring this high standard of excellence to every client interaction.
Breakfree Financial Management
Since Breakfree’s establishment in 2008, Stuart Cole (AR# 325932) has been dedicated to providing personalised financial advice tailored to the specific needs of our clients. At Breakfree Financial Management (AR#325874), we operate as a Corporate Authorised Representative of SJC Advisory Pty Ltd (AFSL 561179), a company owned and managed by Stuart and Julie Cole, ensuring even greater flexibility in delivering personalised advice.
Operating under our own AFS Licence doesn’t mean fewer regulations—it means we uphold the highest standards of compliance while tailoring advice to better suit our clients. Our approach is built on thoughtful investment strategies that prioritise the protection and growth of your wealth.
We’re here to help you navigate the often-confusing world of superannuation, investments, retirement planning, and aged care. Whether you’re seeking strategies to grow your wealth, or planning for a secure retirement, our friendly, experienced team is here to guide you every step of the way.
The Breakfree Team
At the heart of our business is a close-knit team dedicated to providing exceptional accounting and financial management services. With a full-time staff of three and one part-time team member, we bring a personal and attentive approach to every client interaction. Our size allows us to form meaningful relationships with our clients, treating each one as a valued member of our extended family.
We believe that care and connection are the foundations of success—both in business and in life. This philosophy is reflected not only in how we support our clients but also in how we prioritize the well-being of our team. A healthy work-life balance is essential, and we lead by example. Beyond the numbers, our team enjoys spending quality time with family, staying active through exercise, and savoring moments over coffee at our favorite local spots. And yes, one of us even loves hitting the open road on a Harley-Davidson. Can you guess who?
Our shared interests and dedication to maintaining a balanced lifestyle inspire the way we serve our clients. We understand that life is about more than financial goals—it’s about creating a future where you can enjoy the things that truly matter. That’s why we’re here to help you navigate the complexities of financial management with care, expertise, and a genuine commitment to your success.
Our Process
Breakfree Accounting & Taxation
Our accounting process revolves around delivering practical and timely solutions for your personal or business situation:
Understanding Your Position/Business: We start by gaining a clear picture of your current position, business operations, challenges, and goals.
Tailored Solutions: From compliance and taxation to business planning, we provide advice and strategies tailored to your needs.
Ongoing Support: We believe in proactive communication, ensuring your personal taxation needs, and your business stays ahead of financial challenges.
Our step-by-step approach ensures your personal needs, and your business are not only compliant but also set up for sustainable growth and success.
Breakfree Financial Management
We believe in a holistic approach to financial planning, built on three key foundations:
Understanding Your Goals: Everyone’s journey is unique, so we take the time to understand what’s most important to you.
Building a Strategy: We develop a tailored financial plan based on your goals, risk tolerance, and current circumstances.
Ongoing Support: Your financial situation evolves over time, and we’re here to adapt with you.
Our approach to working with you:
Initial Meeting - A relaxed, no-obligation discussion to get to know you and your financial ambitions.
Follow-Up Consultations - We provide a detailed analysis and discuss initial recommendations with you.
Advice Presentation - A comprehensive plan tailored to your goals, explained in clear and straightforward terms.
Implementation and Review - Once you’re comfortable and understand the Advice provided, we’ll implement the plan.
Ongoing Services - An essential aspect of our services is maintaining ongoing discussions with you to ensure your financial goals remain on track.
Contact Us
Hours
Monday–Friday
9am - 5pm
Contact
Phone: (02) 6331 0505
Email: julie@breakfreefm.com.au